Fruit tree and native tree nursery
Starting costs about 828,000 NGN in Nigeria and 203,000 KES in Kenya. After 12 months, this business can bring in about 226,000 NGN net per month in Nigeria and 36,300 KES in Kenya. The starting money comes back in about 11 months, with 30 hours of work per week.
Mundyo estimates, data as of 2026-11-02.
See the numbers for my countryFree, no account, in the currency of 247 countries.
The numbers
| Country | To start | Net per month (month 12) |
|---|---|---|
| Nigeria | 828,000 NGN | 226,000 NGN |
| Kenya | 203,000 KES | 36,300 KES |
| India | 106,000 INR | 26,500 INR |
| Philippines | 99,500 PHP | 21,300 PHP |
| South Africa | 33,500 ZAR | 6,520 ZAR |
Amounts adjusted to each country's price and income levels.
The problem
Farmers, families and reforestation projects struggle to find healthy seedlings suited to the local climate and available at the right time of year.
The solution
Grow grafted fruit trees, shade trees and native species in bags, sold directly or through bulk orders.
Your customers
Smallholders, families with gardens, schools, local councils, associations and reforestation or agroforestry projects.
How you make money
Seedlings sold at €0.5 to €8 each depending on species and grafting, with discounts on orders over 500 plants.
Competition
Public or charity nurseries, sometimes free, informal roadside sellers, garden centres and large commercial nurseries.
Who has an edge
A patient person skilled in sowing and grafting, with land and water, who can build ties with reforestation projects.
The risks
Long cycle before sales, seedling mortality, reliance on seasonal project orders and constant water needs in the dry season.
The first 3 steps
- Identify five in-demand species and their seed sources
- Prepare a shaded plot with water access
- Contact three reforestation projects for pre-orders
How the numbers are calculated
Example in a high-income eurozone country, at month 12: revenue €2,400 − costs €1,700 = €700 net per month. Revenue: 600 plants × €4. Costs: seeds and grafts, potting soil, pots, water, land, social contributions. For other countries, Mundyo adjusts the starting budget to the price level (World Bank) and the income to prices and customers' purchasing power, then converts at the day's exchange rate.
Frequently asked questions
How much does it cost to start: Fruit tree nursery?
About 828,000 NGN (Nigeria), 203,000 KES (Kenya), 106,000 INR (India), depending on the country. Mundyo calculates the amount for 247 countries.
How much can you earn per month?
After 12 months, about 226,000 NGN (Nigeria), 36,300 KES (Kenya), 26,500 INR (India) net per month, after costs.
How long until I get my starting money back?
About 11 months, with 30 hours of work per week.
What are the risks?
Long cycle before sales, seedling mortality, reliance on seasonal project orders and constant water needs in the dry season.
Where do I start?
1. Identify five in-demand species and their seed sources 2. Prepare a shaded plot with water access 3. Contact three reforestation projects for pre-orders
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