How to register a business in Morocco (2026)
For a solo activity with modest turnover, auto-entrepreneur status is the simplest: register online with the national register (RNAE), then file at Barid Al-Maghrib, with no trade register or bookkeeping. For an SARL or single-member SARL, everything goes through OMPIC's DirectEntreprise platform, via an authorised professional.
Checked on 2026-10-28. Rules change: confirm with the official office before paying.
Where to register
DirectEntreprise – plateforme nationale de création d'entreprises en ligne (OMPIC)
Which legal form to choose
Auto-entrepreneur
| For whom | Individuals (freelance, trade, crafts, services) with collected turnover ≤ MAD 500,000 (trade, industry, crafts) or ≤ MAD 200,000 (services), excluding barred professions (doctors, lawyers, architects, accountants…) |
|---|---|
| Capital | None |
| Liability | Personal, but your main residence cannot be seized for business debts |
| Tax | Flat final income tax of 0.5% (trade, industry, crafts) or 1% (services) of collected turnover; outside VAT; business tax exempt for 5 years |
Single-member SARL (SARL AU)
| For whom | Solo founders who want to separate personal assets and be able to grow |
|---|---|
| Capital | Freely set (no legal minimum); above MAD 100,000, at least 1/4 of cash contributions must be paid up |
| Liability | Limited to contributions |
| Tax | Corporate tax (20% if profit < MAD 100 million), VAT, business tax exempt for 5 years |
SARL (limited liability company)
| For whom | Projects with several partners (2 to 50), the most common company form |
|---|---|
| Capital | Freely set by the partners; above MAD 100,000, at least 1/4 of cash contributions must be paid up |
| Liability | Limited to each partner's contribution |
| Tax | Corporate tax (20% if profit < MAD 100 million), VAT, business tax exempt for 5 years |
Sole proprietorship (natural person)
| For whom | Individual activity that exceeds the auto-entrepreneur ceilings or is excluded from it |
|---|---|
| Capital | None |
| Liability | Unlimited: personal assets are liable for debts |
| Tax | Income tax under the Single Professional Contribution (CPU), simplified or actual net profit; VAT depending on turnover |
The steps
- Choose your status: auto-entrepreneur to start small and solo, SARL or SARL AU for a company.
- Auto-entrepreneur: fill in the registration request online on the national register portal (rn.ae.gov.ma) using an email address.
- Print and sign the request, then file it within 30 days at Barid Al-Maghrib or a partner bank with a photo and ID.
- SARL: reserve the trade name (OMPIC negative certificate) online on DirectEntreprise.
- Find a registered office (lease or domiciliation) and draft articles of association signed by all partners.
- Hand the file to a notary, lawyer, chartered or licensed accountant registered on DirectEntreprise.
- The platform handles registration of deeds, business tax and tax ID, trade register, CNSS affiliation and Official Bulletin publication.
- Open a bank account in the company's name, notably to deposit the share capital.
- File and pay taxes and contributions on time (monthly or quarterly at Barid Al-Maghrib for auto-entrepreneurs).
Documents
- National ID card (CNIE) or residence card for foreigners
- Email address and ID photo (auto-entrepreneur)
- Printed and signed RNAE registration request (auto-entrepreneur)
- OMPIC negative certificate (reserved trade name)
- Articles of association signed by all partners
- Lease or domiciliation contract for the registered office
- Manager's sworn statement
- Trade register registration form (model no. 2)
- Bank certificate of capital deposit, if required (à vérifier auprès du guichet)
How much it costs
Auto-entrepreneur: registration fees à vérifier auprès du guichet. SARL (fees listed by CRI Rabat-Salé-Kénitra, checked in 2026): negative certificate about MAD 233, trade register MAD 350, Official Bulletin publication MAD 423. Add signature certification, deed registration, legal notice and professional fees (à vérifier auprès du guichet).
How long it takes
Auto-entrepreneur: online request, then signed filing at Barid Al-Maghrib within 30 days; issuing time à vérifier auprès du guichet. Company via DirectEntreprise: 3 days on average for a complete file, sometimes under 24 hours (OMPIC, 2026). Online negative certificates are usually processed in under 24 hours.
Taxes
Auto-entrepreneur: final income tax of 0.5% or 1% of collected turnover, outside VAT, business tax exempt for 5 years; for services, above MAD 80,000 a year from a single client, the excess is taxed at source. SARL: corporate tax 20% (profit < MAD 100 million), VAT (standard rate 20%), business tax exempt for 5 years.
Social security
Auto-entrepreneur: mandatory membership of the social security scheme (AMO health insurance, run by CNSS), coverage from RNAE registration; additional contributions follow a turnover-based scale (amounts à vérifier auprès du guichet). SARL: employer affiliation with CNSS via DirectEntreprise, then employee declarations on Damancom; manager coverage à vérifier auprès du guichet.
Support and funding
- Damane Intelak (TAMWILCOM guarantee) — Entrepreneurs, auto-entrepreneurs and young small businesses: guarantee of up to 80% of a bank loan, no fee
- Innov Invest Fund (TAMWILCOM) — Innovative startups backed by a partner structure: grant, honour loan or repayable advance
Find a professional (official directories)
- Directory of notaries – National Council of the Order of Notaries of Morocco
- Directory of the Order of Chartered Accountants of Morocco (OEC)
- Directinfo (OMPIC) – trade register company search
Watch out
Check that your trade is not excluded from auto-entrepreneur status and watch the ceilings: exceeding MAD 500,000 (trade) or MAD 200,000 (services) two years in a row ends the status. For services, above MAD 80,000 a year from one client, the excess is taxed at source. For an SARL, compare professionals' fees.
Business ideas for Morocco
Mundyo shows you the ideas that work in Morocco, with amounts in MAD.
See the numbers for my countryOfficial sources
- DirectEntreprise – Authentification (plateforme de création d'entreprises par voie électronique, loi 88.17)
- Maroc.ma – Plus de 50.300 entreprises créées via la plateforme électronique DirectEntreprise (mai 2026)
- DGI – Régime fiscal de l'auto-entrepreneur (guide 2025)
- CRI Rabat-Salé-Kénitra – Appui à l'e-création
- CRI Fès-Meknès – Guide de la création d'entreprise (2025)
- OMPIC – Choisir le nom commercial de votre entreprise (guide)
- TAMWILCOM – Très petites entreprises (Damane Intelak, Damane Express)
- Conseil national de l'Ordre des notaires du Maroc – Annuaire des notaires