Business ideas in the Philippines
The Philippines has 116.8 million people (2025), economic growth of 4.4% (2025) and 67% of people online (2024); amounts on this page are in PHP, at the exchange rate of 2026-11-02. Of Mundyo's 136 business ideas, 135 fit the income level of the Philippines; the 12 best ones below start from 3,550 PHP and can bring in up to 99,500 PHP net per month after 12 months.
Mundyo estimates, data as of 2026-11-02.
Open Mundyo for this countryFree, no account, in the currency of 243 countries.
Low budget
- Selling on WhatsApp and social media, with no stock and local deliveryTo start: 3,550 PHP · Net per month (month 12): 24,900 PHP · 20 h/week
- Chat and messaging customer service for online shopsTo start: 3,550 PHP · Net per month (month 12): 32,000 PHP · 25 h/week
- AI-assisted product descriptions and sales copy for small shopsTo start: 7,110 PHP · Net per month (month 12): 53,300 PHP · 25 h/week
Side hustle (20 h/week or less)
- AI subtitles and transcription, human-checked in several languagesTo start: 7,110 PHP · Net per month (month 12): 42,700 PHP · 20 h/week
- Photos and listings for owners who rent out or sell propertyTo start: 17,800 PHP · Net per month (month 12): 39,100 PHP · 20 h/week
- Smartphone and computer lessons for adults and seniorsTo start: 17,800 PHP · Net per month (month 12): 32,000 PHP · 20 h/week
Online
- AI workshops for company teamsTo start: 49,800 PHP · Net per month (month 12): 99,500 PHP · 30 h/week
- Recruitment agency for small and medium businessesTo start: 49,800 PHP · Net per month (month 12): 92,400 PHP · 40 h/week
- Online language lessons, one-to-one and in small groupsTo start: 7,110 PHP · Net per month (month 12): 42,700 PHP · 25 h/week
Highest income
- Home nursing care by a qualified nurseTo start: 99,500 PHP · Net per month (month 12): 99,500 PHP · 45 h/week
- Helping small businesses answer public tendersTo start: 32,000 PHP · Net per month (month 12): 92,400 PHP · 35 h/week
- Building energy and thermal audit officeTo start: 853,000 PHP · Net per month (month 12): 92,400 PHP · 40 h/week
Amounts adjusted to each country's price and income levels.
Frequently asked questions
What business can I start in the Philippines with little money?
The ideas that need the smallest starting budget in the Philippines: WhatsApp reselling with no stock (about 3,550 PHP to start, 24,900 PHP net per month after 12 months); Remote chat customer service (about 3,550 PHP to start, 32,000 PHP net per month after 12 months); AI-assisted sales copy (about 7,110 PHP to start, 53,300 PHP net per month after 12 months).
What business can I run on the side in the Philippines?
Ideas that take 20 hours a week or less: AI subtitles and transcription (20 h/week, about 7,110 PHP to start, 42,700 PHP net per month); Property photos and listings (20 h/week, about 17,800 PHP to start, 39,100 PHP net per month); Digital skills lessons for seniors (20 h/week, about 17,800 PHP to start, 32,000 PHP net per month).
Which online business can I start from the Philippines?
AI workshops for teams (about 49,800 PHP to start, 99,500 PHP net per month after 12 months); Recruitment for SMEs (about 49,800 PHP to start, 92,400 PHP net per month after 12 months); Online language lessons (about 7,110 PHP to start, 42,700 PHP net per month after 12 months).
Which business earns the most in the Philippines?
Among the ideas that fit the income level of the Philippines, the highest net income per month after 12 months: Home nursing care (about 99,500 PHP per month, 99,500 PHP to start); Public tender bids for SMEs (about 92,400 PHP per month, 32,000 PHP to start); Building energy audits (about 92,400 PHP per month, 853,000 PHP to start).
How are these amounts calculated?
Mundyo starts from reference figures for a high-income eurozone country. The starting budget is adjusted to the price level of the Philippines (World Bank) and the income to prices and customers' purchasing power, then converted to PHP at the exchange rate of 2026-11-02. These are estimates, not income promises.
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