Financial education workshops and coaching for employees and individuals
Starting costs about $1,900 in the United States and 301,000 NGN in Nigeria. After 12 months, this business can bring in about $2,010 net per month in the United States and 452,000 NGN in Nigeria. The starting money comes back in about 5 months, with 20 hours of work per week.
Mundyo estimates, data as of 2026-11-02.
See the numbers for my countryFree, no account, in the currency of 250 countries.
The numbers
| Country | To start | Net per month (month 12) |
|---|---|---|
| United States | $1,900 | $2,010 |
| Nigeria | 301,000 NGN | 452,000 NGN |
| United Kingdom | £1,250 | £1,420 |
| Kenya | 87,200 KES | 65,400 KES |
| India | 42,400 INR | 47,700 INR |
Amounts adjusted to each country's price and income levels.
The problem
Many adults never learned to budget, manage debt or save, and take on costly credit for lack of basic knowledge.
The solution
Online or on-site workshops and one-to-one coaching: budgeting, emergency savings, debt, credit, financial scams, never selling any financial product.
Your customers
Employers wanting to reduce staff financial stress, associations, schools, mutual societies and individuals.
How you make money
Company workshop €300 to €800 per session, coaching €40 to €80 per session, online programme €50 to €150.
Competition
Banks and insurers offering free workshops, budget-help charities, personal finance content creators.
Who has an edge
A former banker, accountant or teacher with teaching skills, strictly independent of any financial product, credible with HR departments.
The risks
Possible confusion with regulated investment advice, slow corporate sales, hard to prove impact.
The first 3 steps
- Design a 90-minute workshop on budgeting and debt.
- Run it free for two associations and collect written feedback.
- Offer a corporate version to 20 HR managers in your network.
How the numbers are calculated
Example in a high-income eurozone country, at month 12: revenue €2,000 − costs €600 = €1,400 net per month. Revenue: 2 workshops × €550 + 15 sessions × €60. Costs: materials, travel, room rental, insurance, social contributions. For other countries, Mundyo adjusts the starting budget to the price level (World Bank) and the income to prices and customers' purchasing power, then converts at the day's exchange rate.
Frequently asked questions
How much does it cost to start: Money coaching?
About $1,900 (United States), 301,000 NGN (Nigeria), £1,250 (United Kingdom), depending on the country. Mundyo calculates the amount for 250 countries.
How much can you earn per month?
After 12 months, about $2,010 (United States), 452,000 NGN (Nigeria), £1,420 (United Kingdom) net per month, after costs.
How long until I get my starting money back?
About 5 months, with 20 hours of work per week.
What are the risks?
Possible confusion with regulated investment advice, slow corporate sales, hard to prove impact.
Where do I start?
1. Design a 90-minute workshop on budgeting and debt. 2. Run it free for two associations and collect written feedback. 3. Offer a corporate version to 20 HR managers in your network.
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